Long-Term Care Insurance – Serving Many Communities Including Albany and New York City
Long-Term Care Insurance has little to do with the premiums you pay, and everything to do with the benefits you receive. Before buying a policy, ask yourself these questions:
Where would I receive care if I have a chronic illness?
Who would I want to provide those services?
What services are available in my community?
How much does it cost where I live for home care, assisted living or nursing home care?
What extra income or assets will I have to pay for care?
How will I cover the shortfall between my available income and the expenses of long-term care?
Once you have answered each of those questions, you are ready to begin shopping for the appropriate policy.
The decision to buy long-term care insurance must be done as part of your financial and estate plan. Reach out to us at Pierro, Connor & Associates, LLC where we serve people from Albany, New York City, and many other parts of the state.