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long Term care Insurance
Long-Term Care Insurance has little to do with the premiums you pay, and everything to do with the benefits you receive. Before buying a policy, ask yourself these questions:
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Where would I receive care if I have a chronic illness?
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Who would I want to provide those services?
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What services are available in my Community/
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How much does it cost where I live for home care, assisted living or nursing home care?
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What extra income or assets will I have to pay for care?
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How will I cover the shortfall between my available income and the expenses of long-term care?
Once you have answered each of those questions, you are ready to begin shopping for the appropriate policy.
How can we help? The decision to buy Long-Term Care Insurance must be done as part of your financial and estate plan.
